How Much Can You Afford?

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House Springs: 636-671-1100
Eureka: 636-938-1011

How much can you afford?


Annual Income
Down Payment:
Property Taxes:
Property Insurance:
Interest Rate:
Loan Term (years):
Monthly Expenses:

Assumptions: A total debt-to-income ratio of no more than 36% is allowed. A housing payment-to-income ratio of 28% for a conservative estimate, and 33% for an aggressive one. Remember to factor in other savings needs, including retirement and college when considering your payment.

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